Total Healthcare Professionals - protecting healthcare professionals and their practices from risk
Management Liability Policy for healthcare practices

Total Healthcare Professionals' Management Liability Policy has been specifically designed to respond to the risks to which healthcare practices are commonly exposed.

Are you an accountancy firm specialising in the sector? If so, you will be all too aware of the risks commonly faced by your clients but often they do not appreciate the extent to which they may be exposed, both as individual partners and as practices.

This policy provides a breadth and depth of cover unique to the market and is competitively priced.

  • Not to be confused with Legal Expenses insurance, this is an enhanced Directors' and Officers' based insurance package, protecting partners and covering partnership disputes as well as the practice.
  • The policy has been written by Lockharts and AXA to meet the specific needs of the healthcare sector. All claims are handled by Lockharts, who only work in the healthcare sector and are recognised legal experts countrywide.
  • There is no excess to pay in the event of an Employment Liability claim (a typical excess can be 3,000), as long as Lockharts are engaged throughout the process. At no additional cost to the practice, our dedicated Management Liability Helpline provides direct telephone access to Lockharts, to assist in preventing employment challenges such as disciplinary or grievance issues from turning into expensive and time consuming claims.
  • The policy does not include a "Prospect of success" clause - unlike the vast majority of Legal Expenses insurance policies.

The Policy is designed to help protect practices from risks presented by:

  • employment disputes
  • disputes between partners
  • health and safety investigations
  • official investigations
  • shareholder disputes within provider companies

For more information about the specific covers the policy includes, please see our 'Useful documents' to the right of this page.

For an instant quotation and to arrange cover online please

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Useful documents